PENSIONCENTRAL VERIFIED 2025-03-15
Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 – ₹5,000 after age 60 for unorganised-sector workers.
What it is
APY is a government-guaranteed pension scheme for citizens aged 18-40 with a savings bank account. Contributions vary with entry age and chosen pension slab.
Who qualifies
- 01Indian citizen aged 18-40
- 02Active savings bank or post office account
- 03Not an income tax payer (since Oct 2022)
Documents you'll need
- §Aadhaar
- §Bank account
- §Mobile for OTP
Common reasons applications are rejected
- Currently an income tax assessee
- Auto-debit failure for 6+ months
How to apply
- 01Visit npscra.nsdl.co.in and create an account using your Aadhaar-linked mobile.
- 02Complete e-KYC and fill the application form with personal and bank details.
- 03Upload the documents listed above (scanned, under 2MB each, PDF or JPG).
- 04Submit and note the acknowledgement number for status tracking.