THE ARCHIVE · 78 GUIDES INDEXED
Every scheme, in one place.
Search by name, filter by category. Last re-audit cycle completed April 2025.
PM Kisan Samman Nidhi
Direct income support of ₹6,000/year to landholding farmer families, paid in three equal instalments via DBT.
Ayushman Bharat (PM-JAY)
₹5 lakh/year cashless hospital cover at empanelled hospitals for ~55 crore beneficiaries from low-income families.
Pradhan Mantri MUDRA Yojana
Collateral-free term and working-capital loans up to ₹20 lakh for non-corporate, non-farm small business enterprises.
PM Awas Yojana (Urban) 2.0
Interest subsidy and central assistance for urban EWS, LIG and MIG families building, buying or upgrading their first home.
NFSA Ration Card
Subsidised foodgrains under the National Food Security Act, AAY, Priority Household, and state-level categories.
Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 – ₹5,000 after age 60 for citizens aged 18–40 with a savings bank account.
MGNREGA, Rural Employment Guarantee
Legal guarantee of 100 days of paid unskilled wage work per rural household per year, with wages paid into Aadhaar-linked accounts within 15 days.
Sukanya Samriddhi Yojana
A small-deposit scheme for parents of girls under 10, offering one of the highest tax-free interest rates available in India.
Pradhan Mantri Ujjwala Yojana
Free LPG connection plus subsidised refills for women from poor households, the scheme that quietly halved indoor-smoke deaths in rural India.
Pradhan Mantri Jeevan Jyoti Bima Yojana
A pure term life cover of Rs 2 lakh for less than the price of a cup of tea per month, designed for first-time insurance buyers.
Pradhan Mantri Suraksha Bima Yojana
Rs 2 lakh accident death and disability cover for Rs 20 a year, the cheapest formal insurance product available in India.
Stand-Up India
Bank loans of Rs 10 lakh to Rs 1 crore for greenfield enterprises run by SC, ST and women entrepreneurs, with built-in handholding support.
PM Vishwakarma Yojana
Skill recognition, modern tools and collateral-free credit for traditional artisans in 18 trades, from blacksmiths to boat makers.
PM SVANidhi
Collateral-free working capital loan of Rs 10,000 to Rs 50,000 for street vendors, with each repaid cycle unlocking a larger one.
National Pension System (NPS)
A market-linked retirement savings system with the lowest fund management cost in the world and the most flexible withdrawal architecture for Indian salaried and self-employed citizens.
Beti Bachao Beti Padhao
A convergence campaign to reverse declining child sex ratio and improve girls' education outcomes, working through district-level inter-ministerial coordination.
Pradhan Mantri Matru Vandana Yojana
A direct cash benefit of Rs 5,000 to Rs 11,000 for pregnant women and lactating mothers, designed to partly compensate wage loss during pregnancy.
Kisan Credit Card (KCC)
A revolving short-term crop loan at a heavily subsidised effective rate of 4 percent per year if repaid on time, available to almost every cultivating farmer including tenants and sharecroppers.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
A subsidised crop insurance scheme that caps the farmer premium at 2 percent for kharif food crops, 1.5 percent for rabi, and 5 percent for commercial and horticulture crops, with the balance subsidised equally by the central and state governments.
Soil Health Card Scheme
A free soil testing and crop-specific nutrient advisory issued once every two years to every landholding farmer, designed to cut fertiliser overuse and improve yields by matching inputs to actual soil deficits.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
A zero-balance basic savings bank account that comes with a RuPay debit card, a Rs 2 lakh accidental insurance cover and an overdraft facility of up to Rs 10,000 after six months of satisfactory operation.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
A free short-term vocational training scheme run through accredited centres across India, covering more than 250 job roles from automotive to apparel, with an industry-recognised certificate and a placement linkage at the end.
Deendayal Antyodaya Yojana, National Rural Livelihoods Mission (DAY-NRLM)
A federated Self Help Group programme that organises rural women into savings groups, links them to bank credit at concessional rates, and supports diversified livelihoods through community institutions and revolving funds.
Saubhagya, Pradhan Mantri Sahaj Bijli Har Ghar Yojana
A free last-mile electricity connection scheme for un-electrified households, covering the cost of meter, wiring up to one light point and a five year battery-LED system for households in remote areas without grid access.
Jal Jeevan Mission (Har Ghar Jal)
A central scheme to provide every rural household with a functional household tap connection delivering at least 55 litres per capita per day of quality assured drinking water, with active community participation through Village Water and Sanitation Committees.
Swachh Bharat Mission Gramin (SBM-G) Phase II
A continuing rural sanitation programme focused on sustaining open defecation free status, solid and liquid waste management, and a household toilet incentive of Rs 12,000 for eligible families.
eShram Card for Unorganised Workers
A free national identification number for India's roughly 30 crore unorganised workers, bundled with a Rs 2 lakh accidental insurance cover and serving as the gateway to multiple central and state welfare schemes.
Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
A non-contributory monthly pension under the National Social Assistance Programme for BPL persons aged 60 and above, with a central contribution of Rs 200 per month for 60 to 79 years and Rs 500 per month for 80 and above, topped up by most states.
PM POSHAN (Mid Day Meal Scheme)
The national school meal programme, now branded PM POSHAN, that provides a free hot cooked meal to all children studying in Bal Vatika to Class VIII in government and government-aided schools, designed to improve attendance, retention and nutritional outcomes.
PM Shram Yogi Maandhan Yojana
A voluntary pension scheme for unorganised sector workers that guarantees a monthly pension of Rs 3,000 after the age of 60, backed by a 50:50 government contribution and a simple self-enrolment path through a CSC or the portal.
PM Awas Yojana - Gramin
The rural counterpart of PMAY that provides a direct cash subsidy of up to Rs 1.20 lakh for construction of a pucca house with basic amenities, prioritising women-headed households, SC, ST and minorities.
Startup India Scheme
A flagship initiative to build a robust ecosystem for innovation and entrepreneurship in India, offering tax exemptions, self-certification compliance, fast-track patent examination and a Rs 10,000 crore Fund of Funds for registered startups.
DDU-GKY Deen Dayal Upadhyaya Grameen Kaushalya Yojana
A demand-driven skill training programme for rural youth aged 15 to 35 that guarantees placement after training, covers travel and boarding costs, and offers post-placement support for up to one year, focused on SC, ST, women and minorities.
PM Garib Kalyan Anna Yojana
An emergency food-security extension of the National Food Security Act that provides five kilograms of free food grains per person per month to over eighty crore NFSA beneficiaries, delivered through the existing ration card and Fair Price Shop network.
Pradhan Mantri Kisan Maan Dhan Yojana
A voluntary contributory pension scheme for small and marginal farmers that guarantees a monthly pension of Rs 3,000 from the age of 60, with the government matching the farmer's contribution dollar for dollar.
Pradhan Mantri Vaya Vandana Yojana
A government-backed pension scheme for senior citizens aged 60 and above that offers a guaranteed return of 7.4% per annum, paid monthly, with a minimum investment of Rs 1.56 lakh and a maximum of Rs 15 lakh per senior citizen.
Paramparagat Krishi Vikas Yojana
A cluster-based organic farming scheme that groups 50 farmers together to convert 50 hectares to organic cultivation over three years, with financial assistance of Rs 20,000 per hectare and guaranteed procurement at a premium price.
PM Surya Ghar Muft Bijli Yojana
A rooftop solar scheme for residential households that provides central financial assistance of up to Rs 78,000 for a 3 kW system, free electricity for consumption, and surplus power sold to the grid through net metering.
Janani Suraksha Yojana (JSY)
A safe motherhood scheme under the National Health Mission that provides cash assistance to pregnant women for institutional delivery, with higher entitlements in low performing states and for SC, ST and BPL beneficiaries.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP)
A scheme to make quality generic medicines available at affordable prices through dedicated Janaushadhi Kendras across India, with prices typically 50 to 90 percent lower than branded equivalents.
Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
An umbrella scheme to expand irrigation coverage, improve water use efficiency and promote micro irrigation, with central assistance for drip and sprinkler systems and field level water harvesting structures.
Rashtriya Vayoshri Yojana (RVY)
A central scheme that provides free assisted living devices like walking sticks, hearing aids, spectacles, dentures, walkers and wheelchairs to senior citizens from BPL families with age related disabilities.
National Family Benefit Scheme (NFBS)
A lump sum benefit of Rs 20,000 to BPL families on the death of the primary breadwinner aged 18 to 59 years, paid as a one time grant to support immediate household needs.
POSHAN Abhiyaan (Mission Poshan 2.0)
India's flagship nutrition mission targeting stunting, undernutrition, anaemia and low birth weight in children, adolescent girls, pregnant women and lactating mothers through Anganwadi centres and convergent action.
PM Formalisation of Micro Food Processing Enterprises (PM FME)
A scheme to help two lakh micro food processing units and self help groups formalise, modernise and access credit, with 35 percent capital subsidy up to Rs 10 lakh per unit and seed capital for SHG members.
Pradhan Mantri Gram Sadak Yojana (PMGSY)
A Centrally Sponsored Scheme to provide all weather road connectivity to unconnected habitations in rural India, now in its fourth phase with focus on upgradation, maintenance and tribal area connectivity.
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
A credit guarantee scheme that allows micro and small enterprises to access collateral free loans of up to Rs 5 crore from banks and NBFCs, with the Trust covering up to 85 percent of the bank's loss if the loan defaults.
National Apprenticeship Promotion Scheme (NAPS)
A scheme that promotes structured on the job training for young Indians by sharing a portion of the apprentice stipend with employers, with the goal of formalising apprenticeships and improving school to work transitions.
Prime Minister's Employment Generation Programme (PMEGP)
A credit linked subsidy programme that helps first generation entrepreneurs set up micro enterprises in manufacturing, services and trade by offering a margin money subsidy on bank loans.
Indira Gandhi National Widow Pension Scheme (IGNWPS)
A monthly pension paid to widows from below poverty line households between the ages of 40 and 79 under the National Social Assistance Programme, intended to provide a basic income floor after the loss of a spouse.
Central Sector Interest Subsidy Scheme on Education Loans (CSIS)
A scheme that pays the interest on education loans during the study period and the moratorium for students from economically weaker sections pursuing professional and technical courses in India.
Pradhan Mantri Kisan Sampada Yojana (PMKSY-SAMPADA)
An umbrella scheme that funds food processing infrastructure such as mega food parks, cold chains, agro processing clusters and food testing labs to reduce post harvest losses and improve farmer realisation.
Atal Bhujal Yojana (ATAL JAL)
A community led groundwater management programme that supports gram panchayats in seven water stressed states to plan and implement demand side measures for sustainable groundwater use.
PM Internship Scheme
A central scheme that places youth in twelve month paid internships with India's top 500 companies to give one crore young Indians real corporate work experience over five years.
Lakhpati Didi Yojana
An initiative under the National Rural Livelihoods Mission to support three crore women members of Self Help Groups in earning a sustainable annual household income of at least Rs one lakh through diversified livelihood activities.
Rashtriya Krishi Vikas Yojana
A flagship state plan scheme that gives states flexibility to draw their own agriculture and allied sector projects within a broad central framework, with the goal of holistic development of agriculture and allied sectors.
PM YASHASVI Scholarship Scheme
Provides scholarships and free school fees to students from Other Backward Classes, Economically Backward Classes and Denotified, Nomadic and Semi Nomadic Tribes for study in top class schools at class 9 and class 11.
PM MITRA Mega Integrated Textile Region and Apparel Parks
Establishes seven world class integrated textile parks across India with state of the art infrastructure, plug and play facilities and common processing facilities to enable scale, attract investment and create textile jobs.
NIPUN Bharat Mission
National Initiative for Proficiency in Reading with Understanding and Numeracy that targets foundational literacy and numeracy for every child by the end of Grade 3, anchored in the Samagra Shiksha framework.
One Nation One Ration Card
Inter state portability of food security entitlements that lets ration card holders draw their NFSA quota of foodgrains from any electronic Point of Sale enabled Fair Price Shop anywhere in the country.
Pradhan Mantri Matsya Sampada Yojana
Flagship fisheries scheme covering inland and marine fisheries, aquaculture, post harvest infrastructure, fisher welfare and traceability, with central and state shares structured by beneficiary category.
Mission Shakti
Integrated women safety and empowerment programme with two sub schemes, Sambal for protection and Samarthya for empowerment, covering One Stop Centres, Women Helpline 181, Beti Bachao Beti Padhao, Shakti Sadan, Sakhi Niwas, Palna and PMMVY.
SVAMITVA Scheme
Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas issues legal Property Cards for rural inhabited land using drone surveys, giving rural property owners a definitive title document for the first time.
Deen Dayal Upadhyaya Gram Jyoti Yojana
Rural electrification programme separating agricultural and non-agricultural feeders and strengthening sub-transmission and distribution infrastructure in villages.
Ayushman Vay Vandana Card for Senior Citizens
Free ₹5 lakh health cover per year for every Indian citizen aged 70 and above, regardless of income, on top of any existing insurance.
Stree Shakti Package for Women Entrepreneurs
Concessional working-capital and term-loan package from State Bank of India for women-owned enterprises, with interest concession of 0.50% and reduced margin requirements.
Ujjawala Scheme for Rescue and Rehabilitation of Trafficking Victims
Comprehensive scheme for prevention of trafficking and rescue, rehabilitation, reintegration and repatriation of women and children victims of commercial sexual exploitation.
National AIDS and STD Control Programme (NACP-V)
Free, lifelong antiretroviral therapy, HIV testing, counselling, and prevention services for people living with HIV and key affected populations through over 700 ART centres.
National Health Mission (NHM)
India’s flagship health programme delivering universal access to equitable, affordable and quality health care through a revitalised public health system.
Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM)
A demand-driven mission supporting street vendors, self-help groups, skill training and shelter for the urban poor across 4,500+ towns and cities.
PM-DAKSH (Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi)
A targeted skill-development and livelihood programme for marginalised communities, equipping them with market-linked training and placement support.
Integrated Child Development Services (ICDS) Scheme
India’s largest early-childhood programme providing nutrition, preschool education, immunisation and health check-ups through 1.3 million+ Anganwadi centres.
National Sickle Cell Anaemia Elimination Mission
A mission-mode initiative to eliminate sickle cell disease by 2047 through universal screening, genetic counselling, treatment and awareness in tribal and high-burden districts.
Atal Tinkering Labs (Atal Innovation Mission)
A NITI Aayog initiative that funds dedicated tinkering and innovation workspaces in government and private schools so students from Class 6 to 12 can build robotics, IoT and 3D-printed prototypes.
PM Vidyalaxmi Scheme (Education Loans)
A central scheme that gives collateral-free, guarantor-free education loans up to Rs. 10 lakh for students admitted to India's top 860 Quality Higher Education Institutions, with full interest subvention for families earning under Rs. 8 lakh a year.
PM JANMAN (Particularly Vulnerable Tribal Groups Mission)
A Rs. 24,000 crore mission targeting India's 75 Particularly Vulnerable Tribal Groups (PVTGs) with pucca housing, all-weather roads, piped water, mobile medical units, electricity, anganwadis and vocational skilling in 22,544 PVTG habitations.
NIDHI Programme (National Initiative for Developing and Harnessing Innovations)
A Department of Science & Technology umbrella programme that funds idea-stage student innovators, sets up incubators inside academic institutions, and gives equity-free seed grants up to Rs. 25 lakh to early-stage technology startups.
PM eBus Sewa Scheme
A central sector scheme to deploy 10,000 electric buses in 169 cities across India under the gross cost contract model, with central support of Rs. 20,000 crore over ten years for operations, depot infrastructure and charging.