HOUSINGCENTRAL VERIFIED 2025-04-20
PM Awas Yojana (Urban)
Interest subsidy and central assistance for urban poor and middle-income families building their first home.
What it is
PMAY-U provides credit-linked subsidies and direct central assistance under four verticals: in-situ slum redevelopment, affordable housing in partnership, beneficiary-led construction, and credit-linked subsidy.
Who qualifies
- 01Family does not own a pucca house anywhere in India
- 02Annual household income within EWS/LIG/MIG slabs
- 03Adult female ownership or co-ownership (preferred)
- 04Beneficiary has not availed central housing assistance before
Documents you'll need
- §Aadhaar of all family members
- §Income certificate
- §Bank account details
- §Land ownership proof (for BLC)
Common reasons applications are rejected
- Existing pucca house in family
- Income above MIG-II ceiling
- Duplicate Aadhaar application in same family
How to apply
- 01Visit pmaymis.gov.in and create an account using your Aadhaar-linked mobile.
- 02Complete e-KYC and fill the application form with personal and bank details.
- 03Upload the documents listed above (scanned, under 2MB each, PDF or JPG).
- 04Submit and note the acknowledgement number for status tracking.