FINANCECENTRAL VERIFIED 2025-04-08
PM Vishwakarma Yojana
Toolkit grants, skill training, and subsidised credit for 18 traditional artisan trades.
What it is
PM Vishwakarma supports artisans and craftspeople through recognition (ID + certificate), skill upgrade with stipend, ₹15,000 toolkit incentive, and collateral-free loans up to ₹3 lakh at 5% effective interest.
Who qualifies
- 01Practising one of 18 notified trades (carpenter, blacksmith, potter, etc.)
- 02Age 18+
- 03Family member not availed similar PMEGP/MUDRA in last 5 years
- 04Not a government employee
Documents you'll need
- §Aadhaar + mobile
- §Bank account
- §Trade self-declaration (verified by Gram Pradhan / ULB)
Common reasons applications are rejected
- Trade not in notified 18-list
- Existing MUDRA loan within 5-year cooling period
How to apply
- 01Visit pmvishwakarma.gov.in and create an account using your Aadhaar-linked mobile.
- 02Complete e-KYC and fill the application form with personal and bank details.
- 03Upload the documents listed above (scanned, under 2MB each, PDF or JPG).
- 04Submit and note the acknowledgement number for status tracking.